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Atome Credit-easy, fast, online personal loan is a free finance application for Android. This app offers traditional cash loans and so-called Paylater packages in installments. All fees are listed clearly in the app-no extra or hidden charges.

It entered the Philippine market in 2021 and partnered with offline and online retail stores such as The SM Store, Zalora, Kimstore, Agoda, Rustan’s, Timex, and Fitness First. It has easy requirements and competitive terms that are attractive to many Filipinos.

Easy application process

To apply for a loan, you must have a valid ID and a bank account. You also need to prepare payslips and other documents to increase your chances of being approved. The company also has a loan calculator that can help you determine how much you can borrow and the interest rate. Once you’re approved, you can use your loan to pay for things you need or want.

Atome offers fast, convenient loans to individuals and businesses. You can apply online, by phone, or at a kiosk. The company also offers flexible payment options, including cash and credit card payments. It also doesn’t limit borrowers in how they use their loans, making it easier for them to invest in personal development or education, or cover expenses.

You can easily register for Atome by downloading the app on your mobile device. Once you’ve registered, you can use your Atome account to pay for online and offline purchases at ZALORA, Agoda, Kimstore, and ShopSM. Atome also partners with offline stores like Charles & Keith, ALDO, Rustan’s, OGAWA, Timex, and Fitness First.

Atome Credit is an international company that provides loans and financing solutions. The Philippines is a great market for the company, and it’s looking to expand in other countries. Its main product is the Atome Loan. The application process is easy and convenient, and monthly installments are automatically deducted from your debit or credit card.

0% interest rate

If you want to get a quick loan with a reasonable interest rate, Atome Credit is an option to consider. The company offers flexible repayment plans, an easy registration procedure, and a high approval percentage. Its popularity as a lender in the Philippines brought it fourth place in the Google Play rankings among financial apps.

The application allows borrowers to track their loan status and receive notifications in real-time. It also allows users to contact the lender’s support team. Moreover, the app offers a free tool to calculate how much you can borrow. This feature is very helpful, especially for new customers who are unsure of how much they can afford to pay back.

Besides the https://alloanonlines.com/top-banks-in-the-philippines/landbank/ traditional cash loan, Atome Credit also offers a payment service called Paylater, which allows borrowers to use their credit limit in the app for in-store and online purchases. The company partners with many department stores, fashion and lifestyle brands, and electronics retailers in the country. In addition to this, first-time customers can get P250 worth of vouchers and additional store-specific coupons when they sign up for an account.

The loan company offers three easy payments and 0% interest, which make it ideal for big-ticket items. To get started, download the Atome Credit app for Android (no iOS version yet) and create an account. Next, link a debit card to the app and make your first purchase. The application then splits your purchase into three interest-free payments. You can also choose to link more than one card to prevent missing a payment.

Convenient installments

Getting a credit loan online shouldn’t be hard. Atome offers a simple and quick process for Filipinos to get access to cash loans on their phone. The app is available for Android devices and can be downloaded from Google Play. iPhone users should wait a bit longer as the iOS version is not yet available.

To use Atome, simply log in to your account and tap the Shop tab. If the store you’re shopping with has a promo with Atome, a pop-up will appear. You can then choose to buy now and pay later by tapping the ‘Use promo’ button. Your first installment will be deducted from the debit card linked to your Atome account. You can also check your payment schedule by tapping the Finance tab.

Founded in 2016, Atome is an online financial services platform that provides shopping installment. It aims to advance financial inclusion and provide affordable access to credit for every Filipino. Its major products include a traditional cash loan and the so-called Paylater package in the form of installments. Its loan offerings range from P1,000 to P12,000.

The Atome app is easy to use and features a responsive user interface with no lag or slowdowns. Signing up for an account takes only a few minutes, and is completely free. However, it is not a good option for big-ticket purchases, such as smartphones and appliances. In addition, the three-month payment scheme is a bit long for most shoppers.

Easy repayment

Atome Credit has been working hard to provide accessible, dependable, and friendly peso loan online for millions of users. Its website and app are easy to use, and its rates are much lower than other lenders. It also offers a variety of other financial services, including shopping installment.

The application process is simple and takes only a few minutes. Once you’ve completed the application, you can track your progress and receive your money in a few days. All of the fees are listed in the app clearly, so you won’t have to worry about any hidden charges. You can make payments online or at participating outlets such as Bayad Center, LBC, SM, and Cebuana Lhuillier.

If you’re a first-time user, you may need to submit additional docs such as payslips and utility bills. These requirements vary from lender to lender, and can depend on your starting conditions. For example, some lenders require more proofs than others, while others ask for less.